Copied to Clipboard.

Spread the cost of orders up to £30,000 with iwocaPay

We accept iwocaPay to give trade customers more control when it comes to paying. iwocaPay is available for UK Limited Businesses and LLPs on orders of £150 to £30,000.

Here’s how it works:

Set up a spending limit with iwocaPay ahead of your next purchase
We use iwocaPay to provide our trade customers with an approved spending limit up to £30,000. You can use as much or as little of it as you like and it’s totally interest free. Click here to set up a spending limit with iwocaPay. It only takes a few minutes and won’t affect your credit score. If you’re approved you’ll be able to spread the cost on all your orders up to your spending limit. 

Select iwocaPay at the checkout
You’ll get redirected to the iwocaPay checkout page to complete your payment. Once that’s done we’ll receive the funds from iwocaPay and process your order. If you need a hand or get stuck give iwocaPay a call on 02037780549. 

When you get to the iwocaPay checkout you’ll see two choices
Pay Now: in just a few clicks, you can scan a code to pay us straight from your bank account.

Pay Later: you’ll be able to set up a payment plan with iwocaPay to split the cost into 1, 3 or 12 equal monthly payments. 

All you need to do is select Pay Later on iwocaPay checkout.

You can decide to checkout online or, if you prefer, give us a call on 0203 778 0549 to pay over the phone.

Split into 1, 3 or 12 equal monthly payments

No matter how long you take to pay - no late fees or additional costs whatsoever.

Or pay as you go

Spread the cost over 1, 3 or 12 months at an interest rate based on your business. You only ever pay for the days you use - there are no other fees and you can settle up early and save on interest anytime you like.

Yes, you can settle up early any time at no extra cost. There are no early payment fees, you’ll just pay the balance outstanding on that day.

Just login to your iwocaPay account to make a debit card payment or get details on how to make a bank transfer. If you can't make a payment get in touch with us on 020 3778 0549 and we'll work together to find a solution.

  • Efficient cash flow - flexible payments that work for you and your business, so you're always in control.
  • Increased purchasing power - from bulk discounts to new projects, you'll never miss an opportunity again.
  • Happy Suppliers - your supplier always gets paid up front and you build your reputation as a great customer.

As soon as you give us the go ahead, we’ll pay your Supplier via Faster Payment within a couple of hours. We already have their bank details so you don't need to do a thing.

If you have a dispute with your Supplier or need to cancel your order you'll need to speak with them directly - we don't offer dispute resolution or charge backs.

It's important you keep making repayments to iwocaPay according to your repayment schedule, even if you're expecting to get a refund from your supplier.

If you get sent a pay link on an invoice - just double check the link with your matching invoice from your Supplier. If you're still worried, you can contact your Supplier directly and/or contact iwocaPay to verify the pay link.

Absolutely, lots of people use iwocaPay to pay their suppliers and get paid up front themselves. If you'd like to offer your customers more flexible payment terms while getting paid up front yourself sign up here or give us a call to find out more.

Yes, you can still use our other finance products. If you’d like to sign up for other financing from iwoca head to iwoca.co.uk to apply.

If you would like to hear more or have any questions or queries call iwocaPay on 02037780549 to speak to an account manager today.